True North Festival

Sail yourself into a sea of writers, painters, sculptors, artisans, theatre performers, tricksters, comics, dreamers, elders and emerging artists when True North returns for its third year – April from Friday 17 to Sunday 19 2015.

Enjoy an incredible range of venue-based and pop-up arts events in and around Darebin’s northern most suburbs. Local artists’ studios and warehouses host exhibitions and events providing interesting outposts for curious explorers. Local businesses showcase visual arts and writing projects and we presented collaborations with various local cultural producers and creative spaces such as Dreamlab, Red Falcon, Outer Urban Projects’, Arts Access Victoria Nebula.

The 2014 program featured free arts skills workshops in shipping containers, life drawing in open spaces, blues revues and comedy in a pool hall, an Elvis night at the bingo hall, cabaret singers and Tabla players to pole-dancing studios, acoustic performers in Laundromats, a street party and participatory public art projects.

Special guests included online blogger and personality ‘Reservoir Dad’, illusive social commentary blogger ‘Voir Tales’, international travellers the ‘Cambodian Space Project’, plus an eclectic selection of local visual artists including sound artist Michael Odwyer.

Home insurance quote

Home insurance quote

Homeowners insurance is an important insurance coverage to have. For most people, a home is the biggest investment they will ever make, so it is important to protect it by insuring it. Homeowners insurance is expensive, however, so it’s important to do all you can to lower the cost. Here are some ways you can ensure that you are paying as little as possible for your home insurance.

Get a home insurance quote from several companies
One of the best ways to lower your home insurance premiums is to shop around by getting a home insurance quote from a variety of companies. Insurance companies have underwriting standards that vary slightly, which means you can get a different home insurance quote from each different company you seek an estimate from. You have to make sure each home insurance quote you get covers the same things, however, as some policies exclude more perils than others. Youi Home Insurance

Increase your deductible
When you are receiving a home insurance quote, one of the things you want to do is to price policies with different deductibles. Your deductible is the amount of money you have to pay out of pocket on a claim, and the more you pay the less your insurer pays. That means the higher your deductible is, the lower your insurance premium will be.

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Bundle policies
Getting your home insurance from the same company you get your auto insurance or some other type of insurance from can lead to lower premiums. Getting more than one insurance policy from the same company is a practice called bundling, and most companies offer discounts of 10 percent or more to customers who have multiple policies. You can bundle with an existing insurer or get a home insurance quote along with an auto insurance quote from a new company to see which one will offer you a better deal.

There are a variety of ways you can reduce you home insurance premium costs, and you should investigate all of them to try to get the best deal.

Best Cheap Car Insurance

Best Cheap Car Insurance

The most car and truck owners know you can cut the car insurance bill considerably by buying only liability instead of full comprehensive coverage. However, if you want cheap car insurance that still protects you in the case of many different problems, there are certain criteria you should look for. Saving money each month is a great idea but not if it comes with the risk of massive expenditures in the case of an accident or auto theft.

In order to get cheap Youi Car Insurance Online that works for you, some independent research is needed. Do not trust one particular company over another automatically based on their marketing or brand value. Every insurer will probably tell you that there’s is the least expensive and the best. If you want to save money on your insurance policy, you need to explore different options.

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5 Tips to Get Cheap Car Insurance

If you follow these tips while doing your research and asking different companies questions, should be able to get sufficient coverage for your vehicle without breaking the bank.

1 – Use Independent Comparison Sites

While some car insurance companies have comparisons between themselves and other companies, their main goal is to get you to use their service. Independent comparisons may give you a more realistic view of what you can expect to pay every month for your insurance.

2 – Decide How Much Insurance You Need

If you lease your car, your contract may specify the particular level of coverage you need for your vehicle. If you own it, you get to decide for yourself. New cars or those that are high on the list of theft may indicate a need to buy a more comprehensive policy. Otherwise, you can get cheap car insurance if you only focus on liability with the lowest premium possible.

3 – Check for Bundle Deals

Ask the insurer if they have special offers were bundled deals on various types of insurance together. Some companies will give you a discount if you insure multiple vehicles, motorcycles, RVs, and even your home with them.

4 – Raise Your Deductibles

The deductible is the amount of money you will have to pay out-of-pocket if your car is damaged, destroyed, or you file a claim for an accident. Getting cheap car insurance often includes raising this from perhaps $500 to $1000 or more. This makes sense if you have an emergency fund that can cover the amount just in case.

5 – Shop Around for Discounts

Besides bundling all of your vehicles and home insurance together, many companies offer special discounts based on criteria such as your credit score, your driving history, and how many miles you put on the car in a year. Some also offer student discounts for responsible youngsters who make good grades. You can get cheap car insurance if you prove you are a competent and responsible driver.

It is possible to find excellent cheap car insurance that will both cover you in the case of emergency and reduce the amount of your monthly bill. While it takes a bit of research and time to find the right policy, it will pay off in the savings and peace of mind.